BPI gives 3% rebate to EPS users

One of my strategies in building my millions is maximizing what my bank could offer me.  Discounts and rebates equals savings which could add up to my purchasing power or my future retirement fund.  Discounts and rebates are usually small but for me, every peso counts.

Just recently, BPI announces that with using your ATM card, one could get 3% rebate with his purchase as long as it is of minimum of 2000Php.  In using their Easy Payment System (EPS), you could actually purchase without cash.  IT is like using your ATM card as a debit card. 

I use EPS in doing my grocery, in eat outs or paying my phone bills and often than not, I end up buying 2000Php worth of goods or even more.  So the 60Php (or more) rebate everytime I spend, is a trickle to my glass of millions.

The maximum rebate BPI gives is 600Php or paying 20000Php for a purchase in a single receipt.  I want to note that the spending should be for necessities and not just on the whim.  Just a tip, subdivide your purchase into different transaction receipts if your total is over 20000Php so you could have more rebates.

To claim your rebate, send a SMS with the following format MX ON EPS-REBATE (space) Card Number/Transaction Date (MMDDYYYY)/Transaction Amount and send to 2800 for Globe/Touch Mobile, 216 for Smart/Talk N' Text or 2288 for Sun Cellular.  Promo period is from March 15 - May 31, 2013 and you could redeem until to July 31, 2013.

Location, Location, Location

You may find this post as a cliché. But the right location is one factor you must consider in putting up your business for it to be successful.

IF you have a site found, equip yourself with these areas of concern.

Foot Traffic. How much passersby go to that site? Passersby, are potential customers. If a population frequents your site, they would be your customers in the future.

Competition. Research on the big and small players in your area. What is the advantage of your location? Is the site overpopulated with the same business as you wanted? It also helps if you are the only business in the area catering to such need. You could actually monopolize the market.

Accessibility to Transportation. Is there a terminal nearby for customers? Does the public transport go by your site? You wouldn't want your customers hire a taxi or a tricycle just to go to your store just to get what they need. And most of all, customers don't want to haul their bought goods from your place to the nearest street where there is public transport. You want your business to be convenient as possible to your customers.

Demography. Is your site located in a posh subdivision? In a public market? A mall or a school? Knowing these helps you understand the type of customers you will have, likewise their purchasing power.

Location plays big in a business especially for those who are still starting. Being in the right place gives you an edge. Get seen with just being there in the best location.

I am a Businesswoman

I have started a business just after I came home from Singapore.  It was timely because I was bumming around and I was desperate of finding my interest of what I really want to do.

I opened a grocery last June although I have no background with business nor have I taken business subjects in College. My experience is limited. I used to sell flowers every Sunday to Church goers when I was small when my mom was still growing roses and anthoriums. I opened my online shop with multiply a few years back. But that's about it.  So who would thought I would take on the challenge of opening business as complicated as a grocery?

But I didn't jump into the opportunity right away. I researched and consulted with friends who were in the business. I searched and read through websites regarding my project. I absorbed every info I could get to equip me with a new battle.

So I decided to open this blog to share with you some learnings I have gained over the past nine months.  I am not yet an expert and I am continuously learning. Join me in my journey.

I am now an entrepreneur. I AM NOW A BUSINESSWOMAN

Hot and Spicy Tuna Carbonara

One of the many things I love about my boyfie is his love for food and his love for cooking up good food. So for our 30th month, I requested that he cooks me his famous tuna carbona.

I was his assistant preparing ingredients and standing close by while he was cooking so somehow, I know his secret. I would like to share his big bite from his kitchen.



Ingredients
400 g pasta (fetuccini, linguine, etc)

500 ml all purpose cream
250 ml evaporated milk
2 cans of hot and spicy tuna flakes in oil
1 small can sliced bell button mushroom
1 stick butter
Salt to taste
1 big red onions, minced
6 cloves garlic, minced

Optional:
thyme
rosemary
pepper
Cheese

1. Cook pasta according to package instruction. Drain and set aside.

2. Suete onions and garlic in butter. Add mushrooms and saute for another 15-20 min or until mushroom is soft.

3. Add tuna, and cook until light brown. Add salt to add taste to the mixture.

4. Add cream and evaporated milk. Add salt, pepper, thyme and rosemary herbs to add in flavor and taste. And simmer for 5 minutes.  Remove mixture from fire.

5.  Fold in pasta into the carbona sauce and ensure pasta is well coated.

6. Sprinkle cheese before serving.

Homemade Choco Peanut Butter Cups

I grow up loving Reese's peanut butter cups. So after finding a recipe mimicking the famous dessert, I thought, why not do it and fulfill a craving.

So here goes the recipe:

Ingredients:
1/2 cup           peanut butter
2 tbsp             butter
1/2 cup           confectioner's sugar
1 1/2 cup        semisweet chocolate, chopped coarsely
1/4-1/2 cup     all purpose cream
1 tbsp              melted butter
Salt to taste

1. Combine peanut butter, butter and salt in a microwable bowl. Set the microwave on high and soften the mixture for 30 seconds. Make sure the mixture is not melted.

2. Stir in the confectioner's sugar and set aside.

3. Melt the chocolate in a double broiler. Add all purpose cream and the 1 tbsp butter.

4. Spoon melted chocolate into lined cupcake or macaroons tins, whichever size you wish. Follow with the peanut butter mixture and finish off with the chocolate.

5. Refrigerate until hard and ready to serve.

An Update

It has been awhile since I have made a post.. I have been lazy or should I say I find myself uninteresting all of a sudden.  BUT WHO CARES? I realized and remembered that I started blogging for myself. So that someday, I would read back through my life and relive every moment written.  If somebody takes notice, it is only secondary.

So I'm still in Smiletown, Bacolod. But I have joined the rat race again. I joined Coke last November 26th as a Quality Assurance Specialist in their Kanlaon Plant making Viva Natural Spring water and it has been 2 weeks now. So far so good.  Tiring but I'm learning. I think that was what I hungered for.

I was timely to join the company's Christmas Party with the Bacolod Plant and it was an experience to see the fun side of my new family.

Its too early to say really.  I look forward to oearning everyday.. But I don't know how long I would tolerate the long distance travel and I find the work very routinary.

Lets just wait and see.